Looking for a best deal on a Home loan or Investment assets?
We'll help you understand your affordability so you live a stress free life
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Our Services
Rest assured that we are here for you
First Home Buyer Loans
As a first home buyer, you may be eligible for a number of state funding schemes to help get you into your own place. You may as well save on stamp duty, may also qualify for a one-off payment called the First Home Owner Grant.
Investment Property Loans
An investment property is a great way to expand your portfolio and start growing your assets. But before you get started, it is important to understand all of your options to help simplify the decision-making process. This is where it helps to work with a trusted mortgage broker. By talking to us, you will know more about other financing options and gain access to a variety of investment property loan products to help you pick the right lender for your loan..
Refinance
Refinancing a mortgage involves taking out a new loan to pay off your original mortgage loan. Generally, one of the best reasons to refinance is to lower the interest rate on your existing loan. The more cash you put toward the home, the better the interest rate you could get.
The second reason is most likely our financial goals that can change over time due to changing circumstances. This usually gives rise to most borrowers to re-evaluate their current home loan to secure a better deal or access additional loan features that have now become available.
Low Doc Loans
Low Doc Loans requires less financial documentation to prove income, assets and liabilities than a standard loan. They are specifically designed for self-employed people and small business owners who are unable to provide up to date tax returns. These loans are offered at higher interest rates and may include terms that restrict borrowers. If you are a sole applicant and are employed on a PAYG basis, are on government benefits or have no provable income stream, then a Low Doc Loan is not for you.
Personal Loans
A personal loan is a short term loan of typically 5-7 years, often with interest rates higher than that of mortgages but lower than that of a credit card, offering a useful solution for those special projects. Also, because you are assessed based on your credit risk and experience, the turn around time for approval is usually much faster than that of a mortgage.
At FMK, we do all the legwork by comparing multiple loan products from a range of lenders so that we track down competitively priced personal loans that let you achieve your goals.
Car Loans
If you are planning to buy a new car or a used vehicle, you may want to consider getting assistance from reliable loan broker. By working with us, you can gain access to more opportunities when it comes to car loans. In the market today, there are numerous packages that you can choose from and will never have a problem with the choices available, but you might have a problem in choosing the best one for you.
This is where car loan broker like the ones at FMK, can come in. With our experience and expertise, we can drive you to best car loan deals that’s appropriate for your financial capacity.
Business Loan
*To be updated
We work with many lenders to find the best that suits you and known for delivering excellent customer service. Some of our panel lenders are:
Our Professional Affiliations and Memberships
Testimonials
Why people believe in us
“I have tried other brokers but Devi is certainly the best of them all. She made me understand the process as simple as possible. I could buy my Investment property only because of her"
Luv
“'Devi goes above and beyond to serve customers. Highly recommended"
John Smith
“The service is friendly and the home loan got approved quickly.. This is the best company I have ever worked with.”
Madelaine
“The first time I tried this company, I was hooked. Everything was so fabulous and easy. I’ll never go back to anyone else.”
Samuel
I had trouble understanding my mortgage options. I met Devi and found all the support I needed to make my own mind. Thank you FMK!
Prakash
The loans conditions at Flex Mortgage Key are much more favourable that the rest of the market!
Shelly
Transparency, efficiency, friendliness — all that I needed to ask for a loan to buy my house.
Jason
We met Devi and discussed our situation. She understood our circumstances and helped us get a loan.
Mohit